Determination Of Natural Disaster Insurance Premi-Ums In Bengkulu Province Using Standard De-Viation Approach

Authors

  • Alicia Arifin

DOI:

https://doi.org/10.33510/numerion.2026.1.1.1-8

Abstract

Insurance premium is the cost associated with the transfer of risk from the policyholder to the insurance company. This research aims to determine the insurance premium for natural disasters in the Province of Bengkulu. Data was obtained from National Disaster Management Agency (BNPB) for the years 2000-2020. Insurance premium method that will be used is from standard deviation. The results from insurance premium starts from Rp351.978.101.983,63 until Rp359.354.025.436,30 with factor loading 1-10%. Therefore, residents of Bengkulu Province suggested that they have insurance for natural disasters.

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Published

2026-02-26

How to Cite

Arifin, A. (2026). Determination Of Natural Disaster Insurance Premi-Ums In Bengkulu Province Using Standard De-Viation Approach. NUMERION: Journal of Physics, Mathematics, and Computer Science, 1(1), 1–8. https://doi.org/10.33510/numerion.2026.1.1.1-8

Issue

Vol. 1 No. 1 (2026): Integration of Science, Data, and Technology in the Advancement of Medical Physics, Statistics, and Informatics

Section

Articles